Work & money
UK Take-Home Pay & Shift Calculator
Enter your hourly rate and shifts, a day rate, or a monthly or yearly salary, and see exactly what you keep after income tax, National Insurance, pension and student loan. Official 2025/26 UK rates.
How are you paid?
Your figures, shown a month
Take-home pay a month
£1,993.30
£23,920 a year
Income tax
£265.50
Goes to HMRC
National Insurance
£116.20
NHS & state pension credits
Pension
£125.00
Into your own pot
| Breakdown | Year | Month | Week | Day/shift |
|---|---|---|---|---|
| Gross pay | £30,000.00 | £2,500.00 | £576.92 | £115.38 |
| Pension contribution | -£1,500.00 | -£125.00 | -£28.85 | -£5.77 |
| Taxable pay | £28,500.00 | £2,375.00 | £548.08 | £109.62 |
| Income tax | -£3,186.00 | -£265.50 | -£61.27 | -£12.25 |
| National Insurance | -£1,394.40 | -£116.20 | -£26.82 | -£5.36 |
| Take-home pay | £23,919.60 | £1,993.30 | £459.99 | £92.00 |
Tax-free personal allowance used: £12,570. Day/shift figures are based on 260 paid days a year.
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Official 2025/26 rates for England, Wales and Northern Ireland: £12,570 tax-free, 20% to £50,270, 40% to £125,140, then 45%. National Insurance 8% between £242 and £967 a week, 2% above. Standard tax code, no other deductions. Scotland has different income tax bands. General informational purposes only — not financial advice.
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